
	First Time Home Buyer
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	Home Refinancing
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	Debt Consolidation
	Has the Bank Turned You Down?

It was a pleasure doing business with you. You were extremely informative and a joy to deal with. You helped us get the best rate and your advice was outstanding.

Julie S. Toronto, ON

Agreement Act

HomeRate.ca, its employees, agents, or assigns, may collect personal information from me, from loan or debt arrangements I have made with or through you, from credit bureaus, appraisers and other financial institutions, and from the references I have provided you with HomeRate.ca can obtain, use and reveal my personal information for the following reasons:

To supply me with financial services;
To comprehend my financial needs;
To assist the offering of third party complimentary products or services;
To broker and manage my loan agreements;
To develop, manage and deliver products and services to me;
To develop and deliver marketing and promotional offers to me;
To verify my eligibility for different products and services;
To ensure that I receive a high standard of service;
To meet regulatory requirements;
To manage and transfer the assets and liabilities of HomeRate.ca and those assets under its administration; and
To prove my identity.

HomeRate.ca can reveal my personal information to their solicitors, to credit bureaus, to appraisers and investors and, with my consent, to other parties. HomeRate.ca can provide my personal information to its employees, its affiliates and investors, but only as needed for the provision of products and services. HomeRate.ca can employ my personal information to present products and services that may be of interest to me by contacting me directly (via mail, telephone calls or e-mail only), and share it, (subject to applicable law) for marketing purposes within HomeRate.ca.

At any time, I can choose to opt-out of receiving direct marketing or sharing my personal information for marketing purposes.